WI Shows Low Loan Delinquency News | June 18, 2025 | 0 | by Morgan McCarthy Wisconsinites have one of the lowest rates of loan delinquency in the US. A new report by WalletHub compares states based on the percentage of individual tradelines and total loan balances that went delinquent after missed payments. Wisconsin ranks sixth lowest for delinquency rates, while Iowa, Utah, and Montana have the lowest rates. Mississippi and Louisiana have the most delinquency.