WI Homeowners Pay Up News | October 18, 2024 | 0 | by Morgan McCarthy Madison has the lowest mortgage delinquency rate out of 100 U.S. cities. A report by WalletHub compared the cities based on rates from this year’s first and second quarters. Madison had the lowest delinquency rate at just more than two-percent, with Honolulu and Seattle right behind it. Laredo Texas is ranked first for the highest delinquency rate at 23-percent.