Madison Gets Credit for Credit Habits News | September 26, 2024 | 0 | by Morgan McCarthy Madison is one of the ten U-S cities where people are most diligent about their credit. A new report by Wallet-Hub compared 100 of the largest cities based on the number of missed payments, bankruptcies, and frozen credit reports. Madison ranked ninth most diligent, while Seattle and Scottsdale topped the list. Memphis and Detroit were ranked least diligent.